Retiree Open Enrollment January 2024

November 2023 is OPEN ENROLLMENT for Medicare health plans only.  Plan comparisons and rates are attached for your review; rates will go into effect on January 1, 2024. 

More detailed plan descriptions and Provider Formulary Information can be found here.

If you or a spouse/dependent are turning 65 in 2024, please keep this information handy and contact me a few months in advance of that date. **

**Retired employees and any dependents that have not yet reached age 65 will remain on the active employee plan. After age 65, retired employees and dependents will transition to Medicare and supplemental plans. With the adoption of M.G.L. Chapter 32B, Section 18 effective 7/1/2003, all retirees, their spouses, a surviving spouse or dependent, are required to enroll in Medicare Parts A and B, if eligible, in order to receive health insurance through the Monomoy Regional School District. Approximately three months prior to reaching age 65, the individual should contact the Social Security Administration and notify them of the date they will be 65. Social Security will determine Medicare eligibility. If the individual is eligible, Social Security will issue a Medicare card that includes both Parts A and B.

If the individual is not eligible for Medicare, Social Security will issue a Statement of Ineligibility. The individual must provide a copy of this Statement of Ineligibility to the Monomoy Regional School District in order to remain insured on their current, non-Medicare insurance plan.

Retiree Benefit Fair: Cape Cod Healthy Connections is hosting a regional Retiree Benefit Fair on November 9 in South Yarmouth, see below!

If you are not making any changes to your current coverages:
You do not need to complete any forms; all plans will roll into the new year.

To make a change to your plan, enroll in a new plan or to become a new subscriber: Please contact me and I will mail/email enrollment forms to you. Completed forms need to be received by close of business day, December 1, 2023.