Long Term Disability Insurance

MRSD offers its employees long-term disability insurance through Lincoln Financial.

Please click here for the benefit plan and enrollment form.

Once an employee is determined to be disabled by a doctor, coverage begins at 90 days. Coverage includes payment of a percentage of the employees' salary for the duration of the determined disability. 

Formula for individual cost: Annual Salary x .0074 = Annual Premium (divide by 12; premium is paid once per month)

Applies only to benefit-eligible employees.